{"id":5530,"date":"2025-07-07T17:53:38","date_gmt":"2025-07-07T16:53:38","guid":{"rendered":"https:\/\/demovalley.com\/nova\/?page_id=5530"},"modified":"2026-06-05T12:02:34","modified_gmt":"2026-06-05T11:02:34","slug":"annual-reports","status":"publish","type":"page","link":"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/","title":{"rendered":"Annual Reports"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5530\" class=\"elementor elementor-5530\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-wpr-particles=\"{&quot;particles&quot;:{&quot;number&quot;:{&quot;value&quot;:240,&quot;density&quot;:{&quot;enable&quot;:true,&quot;value_area&quot;:800}},&quot;color&quot;:{&quot;value&quot;:&quot;#fff&quot;},&quot;shape&quot;:{&quot;type&quot;:&quot;circle&quot;,&quot;stroke&quot;:{&quot;width&quot;:0,&quot;color&quot;:&quot;#ffffff&quot;},&quot;polygon&quot;:{&quot;nb_sides&quot;:5},&quot;image&quot;:{&quot;src&quot;:&quot;img\/github.svg&quot;,&quot;width&quot;:100,&quot;height&quot;:100}},&quot;opacity&quot;:{&quot;value&quot;:0.5,&quot;random&quot;:false,&quot;anim&quot;:{&quot;enable&quot;:false,&quot;speed&quot;:1,&quot;opacity_min&quot;:0.1,&quot;sync&quot;:false}},&quot;size&quot;:{&quot;value&quot;:3,&quot;random&quot;:true,&quot;anim&quot;:{&quot;enable&quot;:false,&quot;speed&quot;:40,&quot;size_min&quot;:0.1,&quot;sync&quot;:false}},&quot;line_linked&quot;:{&quot;enable&quot;:true,&quot;distance&quot;:150,&quot;color&quot;:&quot;#ffffff&quot;,&quot;opacity&quot;:0.4,&quot;width&quot;:1},&quot;move&quot;:{&quot;enable&quot;:true,&quot;speed&quot;:3,&quot;direction&quot;:&quot;none&quot;,&quot;random&quot;:false,&quot;straight&quot;:false,&quot;out_mode&quot;:&quot;out&quot;,&quot;bounce&quot;:false,&quot;grab&quot;:{&quot;enable&quot;:false,&quot;rotateX&quot;:600,&quot;rotateY&quot;:1200}}},&quot;interactivity&quot;:{&quot;detect_on&quot;:&quot;window&quot;,&quot;events&quot;:{&quot;onhover&quot;:{&quot;enable&quot;:true,&quot;mode&quot;:&quot;grab&quot;},&quot;onclick&quot;:{&quot;enable&quot;:true,&quot;mode&quot;:&quot;push&quot;},&quot;resize&quot;:true},&quot;modes&quot;:{&quot;grab&quot;:{&quot;distance&quot;:400,&quot;line_linked&quot;:{&quot;opacity&quot;:1}},&quot;bubble&quot;:{&quot;distance&quot;:400,&quot;size&quot;:40,&quot;duration&quot;:2,&quot;opacity&quot;:8,&quot;speed&quot;:3},&quot;grab&quot;:{&quot;distance&quot;:200,&quot;duration&quot;:0.4},&quot;push&quot;:{&quot;particles_nb&quot;:4},&quot;remove&quot;:{&quot;particles_nb&quot;:2}}},&quot;retina_detect&quot;:true}\" particle-source=\"wpr_particle_json_custom\" wpr-quantity=\"180\" wpr-color=\"#000000\" wpr-speed=\"3\" wpr-shape=\"circle\" wpr-size=\"3\" class=\"elementor-section elementor-top-section elementor-element elementor-element-3e5a99b elementor-section-full_width elementor-section-height-min-height wpr-particle-yes faded-canvas hide-overflow elementor-section-height-default elementor-section-items-middle wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"3e5a99b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c7759a4\" data-id=\"c7759a4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-839e097 wcf-starter-animations-none elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"839e097\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;wcf_starter_animations&quot;:&quot;none&quot;,&quot;wcf_anim_duration&quot;:1000,&quot;wcf_anim_delay&quot;:0,&quot;wcf_anim_ease&quot;:&quot;ease&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">About NOVA<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3be08cb wcf-starter-animations-none elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3be08cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:800,&quot;wcf_starter_animations&quot;:&quot;none&quot;,&quot;wcf_anim_duration&quot;:1000,&quot;wcf_anim_delay&quot;:0,&quot;wcf_anim_ease&quot;:&quot;ease&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Annual Reports<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1272eca elementor-widget elementor-widget-spacer\" data-id=\"1272eca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d430b76 wcf-starter-animations-none elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"d430b76\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:1100,&quot;wcf_starter_animations&quot;:&quot;none&quot;,&quot;wcf_anim_duration&quot;:1000,&quot;wcf_anim_delay&quot;:0,&quot;wcf_anim_ease&quot;:&quot;ease&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Explore our annual reports, abridged and full financial statements. Learn more about our financial stability and economic outlook.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd8d2f elementor-widget elementor-widget-spacer\" data-id=\"6bd8d2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-060a470\" data-id=\"060a470\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e29b3cc elementor-section-full_width elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"e29b3cc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0080e42 no-padding\" data-id=\"0080e42\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0bea0f elementor-widget elementor-widget-hfe-breadcrumbs-widget\" data-id=\"d0bea0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hfe-breadcrumbs-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav aria-label=\"Breadcrumb\"><ul class=\"hfe-breadcrumbs hfe-breadcrumbs-show-home\"><li class=\"hfe-breadcrumbs-item hfe-breadcrumbs-first\"><span class=\"hfe-breadcrumbs-home-icon\"><i aria-hidden=\"true\" class=\"icon icon-home1\"><\/i><\/span><a href=\"https:\/\/demovalley.com\/nova\"><span class=\"hfe-breadcrumbs-text\">Home<\/span><\/a><\/li><\/ul><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1733b17 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"1733b17\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8770f0c\" data-id=\"8770f0c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68b175f wcf-starter-animations-none elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"68b175f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:200,&quot;wcf_starter_animations&quot;:&quot;none&quot;,&quot;wcf_anim_duration&quot;:1000,&quot;wcf_anim_delay&quot;:0,&quot;wcf_anim_ease&quot;:&quot;ease&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Annual Reports<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62523f1 wcf-starter-animations-none elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"62523f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:500,&quot;wcf_starter_animations&quot;:&quot;none&quot;,&quot;wcf_anim_duration&quot;:1000,&quot;wcf_anim_delay&quot;:0,&quot;wcf_anim_ease&quot;:&quot;ease&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Explore our annual reports, abridged and full financial statements. Learn more about our financial stability and economic outlook.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-89b4190\" data-id=\"89b4190\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5991656 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"5991656\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26d2352\" data-id=\"26d2352\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ba54ca nva-reports img-box-wrap-left wcf--image-effect-zoom-in aae--slider-hrp-left aae--slider-vrp-bottom elementor-widget elementor-widget-wcf--image-box-slider\" data-id=\"1ba54ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wcf--image-box-slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wcf__slider-wrapper wcf__image-box-slider\" data-settings=\"{&quot;loop&quot;:false,&quot;speed&quot;:500,&quot;allowTouchMove&quot;:false,&quot;slidesPerView&quot;:&quot;4&quot;,&quot;spaceBetween&quot;:20,&quot;navigation&quot;:{&quot;nextEl&quot;:&quot;.elementor-element-1ba54ca .wcf-arrow-next&quot;,&quot;prevEl&quot;:&quot;.elementor-element-1ba54ca .wcf-arrow-prev&quot;},&quot;pagination&quot;:{&quot;el&quot;:&quot;.elementor-element-1ba54ca .swiper-pagination&quot;,&quot;clickable&quot;:true,&quot;type&quot;:&quot;bullets&quot;},&quot;mousewheel&quot;:{&quot;releaseOnEdges&quot;:true},&quot;grid&quot;:{&quot;rows&quot;:null,&quot;fill&quot;:&quot;row&quot;},&quot;breakpoints&quot;:{&quot;767&quot;:{&quot;slidesPerView&quot;:&quot;1&quot;,&quot;spaceBetween&quot;:20},&quot;1024&quot;:{&quot;slidesPerView&quot;:&quot;2&quot;,&quot;spaceBetween&quot;:20}},&quot;centeredSlides&quot;:&quot;&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;direction&quot;:&quot;horizontal&quot;}\">\r\n\r\n            <div class=\"wcf__slider swiper\" dir=\"ltr\" style=\"position: static\">\r\n                <div class=\"swiper-wrapper\">\r\n\t                        <div class=\"swiper-slide\">\r\n\t\t\t\r\n            <a class=\"wcf--image-box style-1 icon-hover\" href=\"https:\/\/novabank.ng\/wp-content\/uploads\/2025\/Nova%20Annual%20Report%202024.pdf\" target=\"_blank\">\r\n            <div class=\"thumb\">\r\n\t            <img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2026\/04\/reports_Annual_Report_2024.jpg\" alt=\"Annual Report 2024\" \/>\t\t\t\t            <\/div>\r\n\r\n            <div class=\"content\">\r\n                <div class=\"wrap\">\r\n\t\t\t\t\t                            <div class=\"icon\">\r\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M181.9 256.1c-5-16-4.9-46.9-2-46.9 8.4 0 7.6 36.9 2 46.9zm-1.7 47.2c-7.7 20.2-17.3 43.3-28.4 62.7 18.3-7 39-17.2 62.9-21.9-12.7-9.6-24.9-23.4-34.5-40.8zM86.1 428.1c0 .8 13.2-5.4 34.9-40.2-6.7 6.3-29.1 24.5-34.9 40.2zM248 160h136v328c0 13.3-10.7 24-24 24H24c-13.3 0-24-10.7-24-24V24C0 10.7 10.7 0 24 0h200v136c0 13.2 10.8 24 24 24zm-8 171.8c-20-12.2-33.3-29-42.7-53.8 4.5-18.5 11.6-46.6 6.2-64.2-4.7-29.4-42.4-26.5-47.8-6.8-5 18.3-.4 44.1 8.1 77-11.6 27.6-28.7 64.6-40.8 85.8-.1 0-.1.1-.2.1-27.1 13.9-73.6 44.5-54.5 68 5.6 6.9 16 10 21.5 10 17.9 0 35.7-18 61.1-61.8 25.8-8.5 54.1-19.1 79-23.2 21.7 11.8 47.1 19.5 64 19.5 29.2 0 31.2-32 19.7-43.4-13.9-13.6-54.3-9.7-73.6-7.2zM377 105L279 7c-4.5-4.5-10.6-7-17-7h-6v128h128v-6.1c0-6.3-2.5-12.4-7-16.9zm-74.1 255.3c4.1-2.7-2.5-11.9-42.8-9 37.1 15.8 42.8 9 42.8 9z\"><\/path><\/svg>                            <\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\r\n                                        <div class=\"title-wrap\">\r\n                        \r\n                        <h4 class=\"title\">\r\n\t                                            <\/h4>\r\n                    <\/div>\r\n                     \r\n                    \r\n                                    <\/div>\r\n            <\/div>\r\n        <\/a>\r\n\r\n        <\/div>\r\n\t\t        <div class=\"swiper-slide\">\r\n\t\t\t\r\n            <a class=\"wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover\" href=\"https:\/\/novabank.ng\/wp-content\/uploads\/2024\/09\/NOVA_Merchant_Bank_Annual_Financial_Statement_2023.pdf\" target=\"_blank\">\r\n            <div class=\"thumb\">\r\n\t            <img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2026\/04\/reports_Annual_Report_2023.jpg\" alt=\"Annual Report 2023\" \/>\t\t\t\t            <\/div>\r\n\r\n            <div class=\"content\">\r\n                <div class=\"wrap\">\r\n\t\t\t\t\t                            <div class=\"icon\">\r\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M181.9 256.1c-5-16-4.9-46.9-2-46.9 8.4 0 7.6 36.9 2 46.9zm-1.7 47.2c-7.7 20.2-17.3 43.3-28.4 62.7 18.3-7 39-17.2 62.9-21.9-12.7-9.6-24.9-23.4-34.5-40.8zM86.1 428.1c0 .8 13.2-5.4 34.9-40.2-6.7 6.3-29.1 24.5-34.9 40.2zM248 160h136v328c0 13.3-10.7 24-24 24H24c-13.3 0-24-10.7-24-24V24C0 10.7 10.7 0 24 0h200v136c0 13.2 10.8 24 24 24zm-8 171.8c-20-12.2-33.3-29-42.7-53.8 4.5-18.5 11.6-46.6 6.2-64.2-4.7-29.4-42.4-26.5-47.8-6.8-5 18.3-.4 44.1 8.1 77-11.6 27.6-28.7 64.6-40.8 85.8-.1 0-.1.1-.2.1-27.1 13.9-73.6 44.5-54.5 68 5.6 6.9 16 10 21.5 10 17.9 0 35.7-18 61.1-61.8 25.8-8.5 54.1-19.1 79-23.2 21.7 11.8 47.1 19.5 64 19.5 29.2 0 31.2-32 19.7-43.4-13.9-13.6-54.3-9.7-73.6-7.2zM377 105L279 7c-4.5-4.5-10.6-7-17-7h-6v128h128v-6.1c0-6.3-2.5-12.4-7-16.9zm-74.1 255.3c4.1-2.7-2.5-11.9-42.8-9 37.1 15.8 42.8 9 42.8 9z\"><\/path><\/svg>                            <\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\r\n                                        <div class=\"title-wrap\">\r\n                        \r\n                        <h4 class=\"title\">\r\n\t                                            <\/h4>\r\n                    <\/div>\r\n                     \r\n                    \r\n                                    <\/div>\r\n            <\/div>\r\n        <\/a>\r\n\r\n        <\/div>\r\n\t\t        <div class=\"swiper-slide\">\r\n\t\t\t\r\n            <a class=\"wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover\" href=\"https:\/\/novabank.ng\/wp-content\/uploads\/2023\/05\/Nova-Merchant-Bank-2022-Audited-Financial-Statement_final_ss.pdf\" target=\"_blank\">\r\n            <div class=\"thumb\">\r\n\t            <img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2026\/04\/reports_Annual_Report_2022.jpg\" alt=\"Annual Report 2022\" \/>\t\t\t\t            <\/div>\r\n\r\n            <div class=\"content\">\r\n                <div class=\"wrap\">\r\n\t\t\t\t\t                            <div class=\"icon\">\r\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M181.9 256.1c-5-16-4.9-46.9-2-46.9 8.4 0 7.6 36.9 2 46.9zm-1.7 47.2c-7.7 20.2-17.3 43.3-28.4 62.7 18.3-7 39-17.2 62.9-21.9-12.7-9.6-24.9-23.4-34.5-40.8zM86.1 428.1c0 .8 13.2-5.4 34.9-40.2-6.7 6.3-29.1 24.5-34.9 40.2zM248 160h136v328c0 13.3-10.7 24-24 24H24c-13.3 0-24-10.7-24-24V24C0 10.7 10.7 0 24 0h200v136c0 13.2 10.8 24 24 24zm-8 171.8c-20-12.2-33.3-29-42.7-53.8 4.5-18.5 11.6-46.6 6.2-64.2-4.7-29.4-42.4-26.5-47.8-6.8-5 18.3-.4 44.1 8.1 77-11.6 27.6-28.7 64.6-40.8 85.8-.1 0-.1.1-.2.1-27.1 13.9-73.6 44.5-54.5 68 5.6 6.9 16 10 21.5 10 17.9 0 35.7-18 61.1-61.8 25.8-8.5 54.1-19.1 79-23.2 21.7 11.8 47.1 19.5 64 19.5 29.2 0 31.2-32 19.7-43.4-13.9-13.6-54.3-9.7-73.6-7.2zM377 105L279 7c-4.5-4.5-10.6-7-17-7h-6v128h128v-6.1c0-6.3-2.5-12.4-7-16.9zm-74.1 255.3c4.1-2.7-2.5-11.9-42.8-9 37.1 15.8 42.8 9 42.8 9z\"><\/path><\/svg>                            <\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\r\n                                        <div class=\"title-wrap\">\r\n                        \r\n                        <h4 class=\"title\">\r\n\t                                            <\/h4>\r\n                    <\/div>\r\n                     \r\n                    \r\n                                    <\/div>\r\n            <\/div>\r\n        <\/a>\r\n\r\n        <\/div>\r\n\t\t        <div class=\"swiper-slide\">\r\n\t\t\t\r\n            <a class=\"wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover\" href=\"https:\/\/novabank.ng\/wp-content\/uploads\/2022\/09\/NOVA_Merchant_Bank_2021_AFS_Final.pdf\" target=\"_blank\">\r\n            <div class=\"thumb\">\r\n\t            <img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2026\/04\/reports_Annual_Report_2021.jpg\" alt=\"Annual Report 2021\" \/>\t\t\t\t            <\/div>\r\n\r\n            <div class=\"content\">\r\n                <div class=\"wrap\">\r\n\t\t\t\t\t                            <div class=\"icon\">\r\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M181.9 256.1c-5-16-4.9-46.9-2-46.9 8.4 0 7.6 36.9 2 46.9zm-1.7 47.2c-7.7 20.2-17.3 43.3-28.4 62.7 18.3-7 39-17.2 62.9-21.9-12.7-9.6-24.9-23.4-34.5-40.8zM86.1 428.1c0 .8 13.2-5.4 34.9-40.2-6.7 6.3-29.1 24.5-34.9 40.2zM248 160h136v328c0 13.3-10.7 24-24 24H24c-13.3 0-24-10.7-24-24V24C0 10.7 10.7 0 24 0h200v136c0 13.2 10.8 24 24 24zm-8 171.8c-20-12.2-33.3-29-42.7-53.8 4.5-18.5 11.6-46.6 6.2-64.2-4.7-29.4-42.4-26.5-47.8-6.8-5 18.3-.4 44.1 8.1 77-11.6 27.6-28.7 64.6-40.8 85.8-.1 0-.1.1-.2.1-27.1 13.9-73.6 44.5-54.5 68 5.6 6.9 16 10 21.5 10 17.9 0 35.7-18 61.1-61.8 25.8-8.5 54.1-19.1 79-23.2 21.7 11.8 47.1 19.5 64 19.5 29.2 0 31.2-32 19.7-43.4-13.9-13.6-54.3-9.7-73.6-7.2zM377 105L279 7c-4.5-4.5-10.6-7-17-7h-6v128h128v-6.1c0-6.3-2.5-12.4-7-16.9zm-74.1 255.3c4.1-2.7-2.5-11.9-42.8-9 37.1 15.8 42.8 9 42.8 9z\"><\/path><\/svg>                            <\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\r\n                                        <div class=\"title-wrap\">\r\n                        \r\n                        <h4 class=\"title\">\r\n\t                                            <\/h4>\r\n                    <\/div>\r\n                     \r\n                    \r\n                                    <\/div>\r\n            <\/div>\r\n        <\/a>\r\n\r\n        <\/div>\r\n\t\t        <div class=\"swiper-slide\">\r\n\t\t\t\r\n            <a class=\"wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover\" href=\"https:\/\/novabank.ng\/files\/reports\/annual-reports\/Final_NMBL_AR2020_29June21_v2.pdf\" target=\"_blank\">\r\n            <div class=\"thumb\">\r\n\t            <img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2026\/04\/reports_Annual_Report_2020.jpg\" alt=\"Annual Report 2020\" \/>\t\t\t\t            <\/div>\r\n\r\n            <div class=\"content\">\r\n                <div class=\"wrap\">\r\n\t\t\t\t\t                            <div class=\"icon\">\r\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M181.9 256.1c-5-16-4.9-46.9-2-46.9 8.4 0 7.6 36.9 2 46.9zm-1.7 47.2c-7.7 20.2-17.3 43.3-28.4 62.7 18.3-7 39-17.2 62.9-21.9-12.7-9.6-24.9-23.4-34.5-40.8zM86.1 428.1c0 .8 13.2-5.4 34.9-40.2-6.7 6.3-29.1 24.5-34.9 40.2zM248 160h136v328c0 13.3-10.7 24-24 24H24c-13.3 0-24-10.7-24-24V24C0 10.7 10.7 0 24 0h200v136c0 13.2 10.8 24 24 24zm-8 171.8c-20-12.2-33.3-29-42.7-53.8 4.5-18.5 11.6-46.6 6.2-64.2-4.7-29.4-42.4-26.5-47.8-6.8-5 18.3-.4 44.1 8.1 77-11.6 27.6-28.7 64.6-40.8 85.8-.1 0-.1.1-.2.1-27.1 13.9-73.6 44.5-54.5 68 5.6 6.9 16 10 21.5 10 17.9 0 35.7-18 61.1-61.8 25.8-8.5 54.1-19.1 79-23.2 21.7 11.8 47.1 19.5 64 19.5 29.2 0 31.2-32 19.7-43.4-13.9-13.6-54.3-9.7-73.6-7.2zM377 105L279 7c-4.5-4.5-10.6-7-17-7h-6v128h128v-6.1c0-6.3-2.5-12.4-7-16.9zm-74.1 255.3c4.1-2.7-2.5-11.9-42.8-9 37.1 15.8 42.8 9 42.8 9z\"><\/path><\/svg>                            <\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\r\n                                        <div class=\"title-wrap\">\r\n                        \r\n                        <h4 class=\"title\">\r\n\t                                            <\/h4>\r\n                    <\/div>\r\n                     \r\n                    \r\n                                    <\/div>\r\n            <\/div>\r\n        <\/a>\r\n\r\n        <\/div>\r\n\t\t        <div class=\"swiper-slide\">\r\n\t\t\t\r\n            <a class=\"wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover wcf--image-box style-1 icon-hover\" href=\"https:\/\/novabank.ng\/wp-content\/uploads\/2021\/04\/NMBL-Abridged-Financial-2020-Final-curved.pdf\" target=\"_blank\">\r\n            <div class=\"thumb\">\r\n\t            <img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2026\/04\/reports_Abridged_Financial_Statement_2020.jpg\" alt=\"Abridged Financial Statement 2020\" \/>\t\t\t\t            <\/div>\r\n\r\n            <div class=\"content\">\r\n                <div class=\"wrap\">\r\n\t\t\t\t\t                            <div class=\"icon\">\r\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M181.9 256.1c-5-16-4.9-46.9-2-46.9 8.4 0 7.6 36.9 2 46.9zm-1.7 47.2c-7.7 20.2-17.3 43.3-28.4 62.7 18.3-7 39-17.2 62.9-21.9-12.7-9.6-24.9-23.4-34.5-40.8zM86.1 428.1c0 .8 13.2-5.4 34.9-40.2-6.7 6.3-29.1 24.5-34.9 40.2zM248 160h136v328c0 13.3-10.7 24-24 24H24c-13.3 0-24-10.7-24-24V24C0 10.7 10.7 0 24 0h200v136c0 13.2 10.8 24 24 24zm-8 171.8c-20-12.2-33.3-29-42.7-53.8 4.5-18.5 11.6-46.6 6.2-64.2-4.7-29.4-42.4-26.5-47.8-6.8-5 18.3-.4 44.1 8.1 77-11.6 27.6-28.7 64.6-40.8 85.8-.1 0-.1.1-.2.1-27.1 13.9-73.6 44.5-54.5 68 5.6 6.9 16 10 21.5 10 17.9 0 35.7-18 61.1-61.8 25.8-8.5 54.1-19.1 79-23.2 21.7 11.8 47.1 19.5 64 19.5 29.2 0 31.2-32 19.7-43.4-13.9-13.6-54.3-9.7-73.6-7.2zM377 105L279 7c-4.5-4.5-10.6-7-17-7h-6v128h128v-6.1c0-6.3-2.5-12.4-7-16.9zm-74.1 255.3c4.1-2.7-2.5-11.9-42.8-9 37.1 15.8 42.8 9 42.8 9z\"><\/path><\/svg>                            <\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\r\n                                        <div class=\"title-wrap\">\r\n                        \r\n                        <h4 class=\"title\">\r\n\t                                            <\/h4>\r\n                    <\/div>\r\n                     \r\n                    \r\n                                    <\/div>\r\n            <\/div>\r\n        <\/a>\r\n\r\n        <\/div>\r\n\t\t                <\/div>\r\n            <\/div>\r\n\r\n            <!-- navigation and pagination -->\r\n\t\t\t\t\t\t\t        <div class=\"ts-navigation\">\r\n            <div class=\"wcf-arrow wcf-arrow-prev\" role=\"button\" tabindex=\"0\">\r\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-left-arrows\"><\/i>            <\/div>\r\n            <div class=\"wcf-arrow wcf-arrow-next\" role=\"button\" tabindex=\"0\">\r\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>            <\/div>\r\n        <\/div>\r\n\t\t\t\t\t\t        <div class=\"ts-pagination\">\r\n            <div class=\"swiper-pagination\"><\/div>\r\n        <\/div>\r\n\t\t\t\t\t        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cad2462 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"cad2462\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-83ed78b\" data-id=\"83ed78b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-ra-url=\"https:\/\/demovalley.com\/nova\/about\/history\/\" data-ra-target=\"_self\" class=\"ra-clickable-wrapper elementor-element elementor-element-4f349ad shadow-md img-box-wrap-left wcf--image-effect-zoom-in elementor-widget elementor-widget-wcf--image-box\" style=\"cursor:pointer;\" data-id=\"4f349ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wcf--image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"wcf--image-box style-2\">\r\n\t\t\t<div class=\"thumb\">\r\n\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/our-history.jpg\" class=\"attachment-full size-full wp-image-5481\" alt=\"Our History\" srcset=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/our-history.jpg 800w, https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/our-history-300x225.jpg 300w, https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/our-history-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t<div class=\"wcf__btn\">\r\n\t\t\t\t\t\t\t<a href=\"\/nova\/about\/history\/\" class=\"wcf-btn-underline\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<div class=\"content\">\r\n\t\t\t\t<div class=\"wrap\">\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"title-wrap\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<h4 class=\"title\">\r\n\t\t\t\t\t\t\t\tHistory\t\t\t\t\t\t\t<\/h4>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-b894c32\" data-id=\"b894c32\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-ra-url=\"https:\/\/demovalley.com\/nova\/about\/leadership\/\" data-ra-target=\"_self\" class=\"ra-clickable-wrapper elementor-element elementor-element-ee9568f shadow-md img-box-wrap-left wcf--image-effect-zoom-in elementor-widget elementor-widget-wcf--image-box\" style=\"cursor:pointer;\" data-id=\"ee9568f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wcf--image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"wcf--image-box style-2\">\r\n\t\t\t<div class=\"thumb\">\r\n\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/leadership.jpg\" class=\"attachment-full size-full wp-image-5482\" alt=\"Leadership\" srcset=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/leadership.jpg 800w, https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/leadership-300x225.jpg 300w, https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/leadership-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t<div class=\"wcf__btn\">\r\n\t\t\t\t\t\t\t<a role=\"button\" class=\"wcf-btn-underline\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<div class=\"content\">\r\n\t\t\t\t<div class=\"wrap\">\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"title-wrap\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<h4 class=\"title\">\r\n\t\t\t\t\t\t\t\tLeadership\t\t\t\t\t\t\t<\/h4>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-456a2be elementor-invisible\" data-id=\"456a2be\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-ra-url=\"https:\/\/demovalley.com\/nova\/about\/who-we-are\/\" data-ra-target=\"_self\" class=\"ra-clickable-wrapper elementor-element elementor-element-2e966f5 shadow-md img-box-wrap-left wcf--image-effect-zoom-in elementor-widget elementor-widget-wcf--image-box\" style=\"cursor:pointer;\" data-id=\"2e966f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wcf--image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"wcf--image-box style-2\">\r\n\t\t\t<div class=\"thumb\">\r\n\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/people-and-governance.jpg\" class=\"attachment-full size-full wp-image-5484\" alt=\"People and Governance\" srcset=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/people-and-governance.jpg 800w, https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/people-and-governance-300x225.jpg 300w, https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/people-and-governance-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t<div class=\"wcf__btn\">\r\n\t\t\t\t\t\t\t<a href=\"\/nova\/about\/our-people\/\" class=\"wcf-btn-underline\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<div class=\"content\">\r\n\t\t\t\t<div class=\"wrap\">\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"title-wrap\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<h4 class=\"title\">\r\n\t\t\t\t\t\t\t\tPeople & Governance\t\t\t\t\t\t\t<\/h4>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-b53e216\" data-id=\"b53e216\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:900}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-ra-url=\"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/\" data-ra-target=\"_self\" class=\"ra-clickable-wrapper elementor-element elementor-element-15439f2 shadow-md img-box-wrap-left wcf--image-effect-zoom-in elementor-widget elementor-widget-wcf--image-box\" style=\"cursor:pointer;\" data-id=\"15439f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wcf--image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"wcf--image-box style-2\">\r\n\t\t\t<div class=\"thumb\">\r\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/investors-relations.jpg\" class=\"attachment-full size-full wp-image-5483\" alt=\"\" srcset=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/investors-relations.jpg 800w, https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/investors-relations-300x225.jpg 300w, https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/investors-relations-768x576.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t<div class=\"wcf__btn\">\r\n\t\t\t\t\t\t\t<a role=\"button\" class=\"wcf-btn-underline\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<div class=\"content\">\r\n\t\t\t\t<div class=\"wrap\">\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"title-wrap\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<h4 class=\"title\">\r\n\t\t\t\t\t\t\t\tInvestors Relations\t\t\t\t\t\t\t<\/h4>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>About NOVA Annual Reports Explore our annual reports, abridged and full financial statements. Learn more about our financial stability and economic outlook. Home Annual Reports Explore our annual reports, abridged and full financial statements. Learn more about our financial stability and economic outlook. History Leadership People &#038; Governance Investors Relations<\/p>\n","protected":false},"author":1,"featured_media":5698,"parent":5585,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-basic.php","meta":{"footnotes":""},"class_list":["post-5530","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.2 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Annual Reports - NOVA Bank<\/title>\n<meta name=\"description\" content=\"Explore our annual reports, abridged and full financial statements. Learn more about our financial stability and economic outlook.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Annual Reports\" \/>\n<meta property=\"og:description\" content=\"Explore our annual reports, abridged and full financial statements. Learn more about our financial stability and economic outlook.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/\" \/>\n<meta property=\"og:site_name\" content=\"NOVA Bank\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/novabankng?mibextid=LQQJ4d\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-05T11:02:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/financials_featured.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@novabankng\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/about\\\/financials\\\/annual-reports\\\/\",\"url\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/about\\\/financials\\\/annual-reports\\\/\",\"name\":\"Annual Reports - NOVA Bank\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/about\\\/financials\\\/annual-reports\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/about\\\/financials\\\/annual-reports\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/financials_featured.jpg\",\"datePublished\":\"2025-07-07T16:53:38+00:00\",\"dateModified\":\"2026-06-05T11:02:34+00:00\",\"description\":\"Explore our annual reports, abridged and full financial statements. Learn more about our financial stability and economic outlook.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/about\\\/financials\\\/annual-reports\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/demovalley.com\\\/nova\\\/about\\\/financials\\\/annual-reports\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/about\\\/financials\\\/annual-reports\\\/#primaryimage\",\"url\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/financials_featured.jpg\",\"contentUrl\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/financials_featured.jpg\",\"width\":1280,\"height\":853,\"caption\":\"Financials, Annual Reports\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/about\\\/financials\\\/annual-reports\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"About NOVA\",\"item\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/about\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Financials\",\"item\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/about\\\/financials\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Annual Reports\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/#website\",\"url\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/\",\"name\":\"NOVA Bank\",\"description\":\"New Thinking, New Opportunities\",\"publisher\":{\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/#organization\",\"name\":\"NOVA Bank\",\"url\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/logo-1.png\",\"contentUrl\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/logo-1.png\",\"width\":1344,\"height\":490,\"caption\":\"NOVA Bank\"},\"image\":{\"@id\":\"https:\\\/\\\/demovalley.com\\\/nova\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/novabankng?mibextid=LQQJ4d\",\"https:\\\/\\\/x.com\\\/novabankng\",\"https:\\\/\\\/www.instagram.com\\\/novabankng?igsh=Z3lna25kb2Z2dzI3&utm_source=qr\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/nova-merchant-bank-ltd\\\/\",\"https:\\\/\\\/www.tiktok.com\\\/@novabankng?_t=8q1HqA4VKD7&_r=1\",\"https:\\\/\\\/youtube.com\\\/@novabankng?si=Lfy5pB_84ojN1PP3\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Annual Reports - NOVA Bank","description":"Explore our annual reports, abridged and full financial statements. Learn more about our financial stability and economic outlook.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/","og_locale":"en_US","og_type":"article","og_title":"Annual Reports","og_description":"Explore our annual reports, abridged and full financial statements. Learn more about our financial stability and economic outlook.","og_url":"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/","og_site_name":"NOVA Bank","article_publisher":"https:\/\/www.facebook.com\/novabankng?mibextid=LQQJ4d","article_modified_time":"2026-06-05T11:02:34+00:00","og_image":[{"width":1280,"height":853,"url":"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/financials_featured.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@novabankng","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/","url":"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/","name":"Annual Reports - NOVA Bank","isPartOf":{"@id":"https:\/\/demovalley.com\/nova\/#website"},"primaryImageOfPage":{"@id":"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/#primaryimage"},"image":{"@id":"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/#primaryimage"},"thumbnailUrl":"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/financials_featured.jpg","datePublished":"2025-07-07T16:53:38+00:00","dateModified":"2026-06-05T11:02:34+00:00","description":"Explore our annual reports, abridged and full financial statements. Learn more about our financial stability and economic outlook.","breadcrumb":{"@id":"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/#primaryimage","url":"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/financials_featured.jpg","contentUrl":"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/07\/financials_featured.jpg","width":1280,"height":853,"caption":"Financials, Annual Reports"},{"@type":"BreadcrumbList","@id":"https:\/\/demovalley.com\/nova\/about\/financials\/annual-reports\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/demovalley.com\/nova\/"},{"@type":"ListItem","position":2,"name":"About NOVA","item":"https:\/\/demovalley.com\/nova\/about\/"},{"@type":"ListItem","position":3,"name":"Financials","item":"https:\/\/demovalley.com\/nova\/about\/financials\/"},{"@type":"ListItem","position":4,"name":"Annual Reports"}]},{"@type":"WebSite","@id":"https:\/\/demovalley.com\/nova\/#website","url":"https:\/\/demovalley.com\/nova\/","name":"NOVA Bank","description":"New Thinking, New Opportunities","publisher":{"@id":"https:\/\/demovalley.com\/nova\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/demovalley.com\/nova\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/demovalley.com\/nova\/#organization","name":"NOVA Bank","url":"https:\/\/demovalley.com\/nova\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/demovalley.com\/nova\/#\/schema\/logo\/image\/","url":"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/03\/logo-1.png","contentUrl":"https:\/\/demovalley.com\/nova\/wp-content\/uploads\/2025\/03\/logo-1.png","width":1344,"height":490,"caption":"NOVA Bank"},"image":{"@id":"https:\/\/demovalley.com\/nova\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/novabankng?mibextid=LQQJ4d","https:\/\/x.com\/novabankng","https:\/\/www.instagram.com\/novabankng?igsh=Z3lna25kb2Z2dzI3&utm_source=qr","https:\/\/www.linkedin.com\/company\/nova-merchant-bank-ltd\/","https:\/\/www.tiktok.com\/@novabankng?_t=8q1HqA4VKD7&_r=1","https:\/\/youtube.com\/@novabankng?si=Lfy5pB_84ojN1PP3"]}]}},"acf":[],"_links":{"self":[{"href":"https:\/\/demovalley.com\/nova\/wp-json\/wp\/v2\/pages\/5530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demovalley.com\/nova\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/demovalley.com\/nova\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/demovalley.com\/nova\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/demovalley.com\/nova\/wp-json\/wp\/v2\/comments?post=5530"}],"version-history":[{"count":35,"href":"https:\/\/demovalley.com\/nova\/wp-json\/wp\/v2\/pages\/5530\/revisions"}],"predecessor-version":[{"id":8216,"href":"https:\/\/demovalley.com\/nova\/wp-json\/wp\/v2\/pages\/5530\/revisions\/8216"}],"up":[{"embeddable":true,"href":"https:\/\/demovalley.com\/nova\/wp-json\/wp\/v2\/pages\/5585"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/demovalley.com\/nova\/wp-json\/wp\/v2\/media\/5698"}],"wp:attachment":[{"href":"https:\/\/demovalley.com\/nova\/wp-json\/wp\/v2\/media?parent=5530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}